Better Transport Links Could Help Fix a Broken Housing Market

Why are UK house prices so high, especially in London and the South East? The possible explanations are well rehearsed. For some, it’s all Mrs Thatcher’s fault. When she decided home-ownership was the only way to go in the 1980s, local authorities stopped building council houses, triggering a boom in private property prices. More recently, it’s been argued that Nimbyism and tight planning restrictions are to blame. Indeed, this[...]

Innovative Finance ISAs Set to Take Off in 2018

Ever since interest rates were slashed to avoid a depression in the wake of the 2008 financial crisis, savers have suffered from wafer thin returns on cash ISAs. Last year was the worst on record, with average returns at an historic low of 0.93 per cent, according to Moneyfacts. Now that interest rates are heading upwards, cash ISA rates will surely improve, won’t they? Unfortunately, that doesn’t seem likely. For a start,[...]

Is Inflation Really Dead?

Phew! We can all relax. Fears of a stock market crash have receded. All through last year fund managers warned nervously of stretched valuations as equity markets scaled new heights. Now, surprisingly, despite markets climbing higher still since the start of the year, consensus expectations have actually become more optimistic. The closely-watched monthly Bank of America Merrill Lynch Fund Manager Survey shows that professional[...]

As Safe As Houses

The exact origins of the phrase are unclear, but John Camden Hotten’s Slang Dictionary records it being used in the aftermath of the railway investment mania in the 1840s. At that time, it was meant to reassure investors then turning their attention back towards slower and steadier returns from property after the mauling they had suffered in the speculative frenzy surrounding the birth of mass railway transportation in Victorian[...]

Why it Pays to Look Beyond the Gloomy Headlines

The negative newsflow around the UK real estate market is mounting. The last few weeks it was all about falling consumer confidence and supply constraints in residential property, highlighted in media coverage of the Budget. Now, it’s the slowdown in commercial office space grabbing the headlines. The number of new office developments getting under way in London has dropped by 9 per cent in the past six months, according to a[...]
Equity Analysis

Become Your Own Fund Manager with Property Crowdfunding

With equities and bonds both at record highs, it’s a real challenge for retail investors to find value in today’s markets. Institutional investors face the same dilemma and are increasingly favouring alternatives, including real estate. But retail investors haven’t historically had the same opportunities to gain exposure to the asset class. Until recently, UK investors were filling their boots with buy-to-let properties, but[...]
London City

2018 Property Market Outlook: No Crash in Sight

The UK real-estate market, commercial and residential, is already slowing, particularly in London, and it may decelerate further over the next year or so as the ripples spread outwards from the capital until the Brexit cloud lifts. But it’s hard to envisage a crash when interest rates and unemployment are so low and credit remains accessible. Irrespective of the cyclical slowdown, the structural underpinnings of the UK property[...]

Game Changing IFISA Offers Tax-Free Property Investment with Market-leading Returns

  • Property Crowd was one of the first institutional grade investment platforms to be eligible for the Innovative Finance ISA (IFISA)
  • The Property Crowd ISA allows investors to benefit from tax-free, high yield and asset-backed investing, with returns of 10% - 13% (+2% cash-back on ISA Investments)
  • 44% of the platform’s investment volume in the current tax year is ISA money
Whilst many platforms have struggled with obtaining[...]

Thoughts on the Future of Wealth Management

Any analysis or prognostication of trends in the Wealth Management industry would not be complete without an acknowledgement of the grim inevitability that is driving such sea change: our mortality. To take the economist Keynes’ famous quote out of context – “in the long run, we are all dead” – that simple law of nature is catching up with all of us, and with it comes significant ramifications for the world of personal[...]

The Intelligent Partnership Debt Based Securities Report

We are excited to have been featured on Intelligent Partnership’s recent Debt Based Securities Report alongside platforms and financial institutions far larger than us. The report is very timely given the popularity and continued rise of the P2P lending and debt-based crowdfunding sector, as well as the adoption of this alternative asset class into the mainstream, slowly but surely. As the report notes, the last decade has seen[...]

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