As Safe As Houses

The exact origins of the phrase are unclear, but John Camden Hotten’s Slang Dictionary records it being used in the aftermath of the railway investment mania in the 1840s. At that time, it was meant to reassure investors then turning their attention back towards slower and steadier returns from property after the mauling they had suffered in the speculative frenzy surrounding the birth of mass railway transportation in Victorian[...]

Why it Pays to Look Beyond the Gloomy Headlines

The negative newsflow around the UK real estate market is mounting. The last few weeks it was all about falling consumer confidence and supply constraints in residential property, highlighted in media coverage of the Budget. Now, it’s the slowdown in commercial office space grabbing the headlines. The number of new office developments getting under way in London has dropped by 9 per cent in the past six months, according to a[...]
Equity Analysis

Become Your Own Fund Manager with Property Crowdfunding

With equities and bonds both at record highs, it’s a real challenge for retail investors to find value in today’s markets. Institutional investors face the same dilemma and are increasingly favouring alternatives, including real estate. But retail investors haven’t historically had the same opportunities to gain exposure to the asset class. Until recently, UK investors were filling their boots with buy-to-let properties, but[...]
London City

2018 Property Market Outlook: No Crash in Sight

The UK real-estate market, commercial and residential, is already slowing, particularly in London, and it may decelerate further over the next year or so as the ripples spread outwards from the capital until the Brexit cloud lifts. But it’s hard to envisage a crash when interest rates and unemployment are so low and credit remains accessible. Irrespective of the cyclical slowdown, the structural underpinnings of the UK property[...]

Game Changing IFISA Offers Tax-Free Property Investment with Market-leading Returns

  • Property Crowd was one of the first institutional grade investment platforms to be eligible for the Innovative Finance ISA (IFISA)
  • The Property Crowd ISA allows investors to benefit from tax-free, high yield and asset-backed investing, with returns of 10% - 13% (+2% cash-back on ISA Investments)
  • 44% of the platform’s investment volume in the current tax year is ISA money
Whilst many platforms have struggled with obtaining[...]

Thoughts on the Future of Wealth Management

Any analysis or prognostication of trends in the Wealth Management industry would not be complete without an acknowledgement of the grim inevitability that is driving such sea change: our mortality. To take the economist Keynes’ famous quote out of context – “in the long run, we are all dead” – that simple law of nature is catching up with all of us, and with it comes significant ramifications for the world of personal[...]

The Intelligent Partnership Debt Based Securities Report

We are excited to have been featured on Intelligent Partnership’s recent Debt Based Securities Report alongside platforms and financial institutions far larger than us. The report is very timely given the popularity and continued rise of the P2P lending and debt-based crowdfunding sector, as well as the adoption of this alternative asset class into the mainstream, slowly but surely. As the report notes, the last decade has seen[...]
Asset-Backed Securities

Asset-Backed Securities and the Future of Crowdfunding

Charles Tan, co-founder of Global Alternatives, discusses the use of asset-backed securities in today's portfolios, ten years on from the start of the global financial crisis. Ten years ago this summer, the collapse of two hedge funds run by Bear Stearns set off a chain of financial dominoes which culminated in the global financial crisis of 2008. The repercussions still linger in our monetary system today. The instruments that[...]

SOLD OUT: Argentina’s 100-year bonds. ¿Qué?

It says something about the state of the world we live in when something crazy happens and our collective reaction amounts to no more than a shoulder shrug or a slightly raised eyebrow. Last week, the government of Argentina - that lovely South American nation which gave us Eva “Don’t Cry For Me” Peron, football legends like Maradona and Messi, and five sovereign defaults in the past century - sold $2.75bn of 100-year government bonds[...]

Could Crowdfunding Solve the UK’s Housing Problem?

By their very nature, Real Estate Investment Trusts (REITs) are not exactly the most exciting sector for investors. They are typically companies set up to hold mature, income-producing assets with a view to delivering a stable source of yield and potential capital gains over time. It’s not heart-thumping stuff, the share price[...]

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