The Property Crowd ISA

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The Innovative Finance ISA (IF ISA) has been launched by the government to reflect the growing popularity of alternative finance platforms. IF ISAs tend to offer higher rates of return than Cash ISAs or Stocks & Shares ISAs.

Our platform provides a new tax-efficient source of attractive investment returns for individual investors looking to gain exposure to asset-backed securities.

We offer annualised tax-free yields of 9-12% after fees and, with a simple process, you can transfer historical balances from previous tax years from other ISA providers or you can invest the full £20,000 annual allowance into a Property Crowd ISA.

Invest confidently and tax free

The IF ISA allows you to subscribe up to £20,000 in the 2017/18 tax year and protects the return on those investments from tax. You can also reinvest your returns without being taxed, meaning that you can grow your money for as long as you like, tax free.

Flexible management

You can choose to split your annual ISA allowance across Cash, Stocks & Shares, and IF ISAs as you please. You can even move your money around between your ISAs, as long as you stay within the annual limit. As with a Cash or Stocks & Shares ISA, you can only invest in one IF ISA in each tax year, so if you invest in an IF ISA with Property Crowd, you cannot open one with another provider until next year.

The Property Crowd ISA is flexible, meaning that you can take your money out at any point, and return it within the same tax year, without incurring any tax liability or the withdrawal reducing your current year’s allowance.

In contrast, with a non-flexible ISA, if you withdraw funds, this reduces your allowance for the current tax year by the amount of the withdrawal.

Capital at risk. Tax rules are dependent on individual circumstances and could change in the future.

Transfer in your existing ISAs

If you have already built up tax free savings in Cash or Stocks & Shares ISAs (or an IF ISA from a different provider) in previous tax years you can transfer some or all of these funds to a Property Crowd ISA, no matter how big the pot. This allows you to diversify your ISA portfolio while keeping the tax free benefit. If your annual allowance is shared across other ISA types or accounts, for example, you’ve already invested £5,000 into a cash ISA this year, you’d be limited to a further £15,000 via a Property Crowd ISA.

An annual fee of 0.95% (inclusive of VAT) per annum will be charged on the amount invested in your Property Crowd ISA.

ISA Terms and Conditions apply.

By confirming your registration, you accept these terms and conditions.

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